A horizontal circular ring of radius \(r\), mass \(m\), and electrical resistance \(R\) falls vertically under the influence of gravity through a region with a non-uniform vertical magnetic field. The vertical component of the magnetic field varies linearly with height \(z\) according to \(B_z(z) = B_0 + bz\), where \(B_0\) and \(b\) are positive constants, and \(z\) is measured upward. Air resistance is negligible. Which of the following expressions correctly represents the magnitude of the ring's terminal velocity \(v_T\)?